ALAT USSD Codes and all You Can Achieve with It

The world is constantly changing, and with all these changes come innovations in technology.

Banking has not been left out of this advancement; it has undergone a tremendous change to cater to the needs of its customers.

One of such changes is the introduction of USSD codes, and ALAT was among the first digital banks to adopt this technology.

ALAT by Wema Bank is a branchless financial institution that allows customers to conduct all banking transactions through their mobile phones.

The ALAT app is simple to use, but sometimes, one needs to carry out transactions quickly and effortlessly without accessing the mobile app entirely.

That is why the introduction of ALAT USSD codes was a game changer.

USSD stands for Unstructured Supplementary Service Data. This technology allows customers to carry out banking transactions through a string of codes dialed on their mobile phones.

Dialing ALAT USSD codes is currently one of the easiest and most convenient ways to carry out banking transactions in Nigeria.

ALAT by Wema USSD code

ALAT USSD codes were introduced by the bank to enable its customers to carry out their banking operations without the need for internet connectivity or the ALAT app.

This technology is a significant leap in ensuring financial inclusion and making banking services more convenient for customers.

Below are some of the transactions that a customer can achieve using ALAT USSD codes;

1. Account opening: Opening an account can now be done through ALAT USSD codes. Dial *945# on your phone, and follow the prompt. A customer can open an account in less than ten minutes.

2. Airtime purchase: With ALAT USSD codes, customers can buy airtime for themselves and their loved ones anytime and anywhere in Nigeria. Dial *945*amount# to recharge yourself and *945*phone number*amount# to recharge others.

3. Bill payments: ALAT USSD codes enable customers to pay bills swiftly and efficiently. With this technology, customers can pay for utilities such as electricity, cable TV, internet bills, and many others. Dial *945*code*account number*amount# to pay bills.

4. Funds transfer: Transfer of funds has never been more comfortable with ALAT USSD codes. Customers can transfer money to other banks and ALAT accounts using this technology. Dial *945*account number*amount# for interbank transfers and *945*account number*amount*account name# for ALAT account transfers.

5. Cardless withdrawals: ALAT USSD codes have made it possible for customers to withdraw cash from ATMs without carrying their ATM cards. Dial *945*8*amount# and follow the prompt for cardless withdrawals.

6. Balance inquiry: Knowing one’s account balance is crucial to personal finance management, and with ALAT USSD codes, customers can check their account balance by dialing *945*0#.