How to upgrade to tier 3 of Alat by Wema
If you are a regular Alat by Wema user, you’ll have noticed that the app offers three different tiers of usage: Tier 1, Tier 2, and Tier 3.
Each tier comes with its distinct features, and as you advance through the tiers, you unlock more features and capabilities. Tier 3 offers the highest level of access to the app’s capabilities and services, and in this article, we’ll show you how to upgrade to this tier.
Before we dive into the specific steps involved in upgrading to Tier 3, let’s quickly go over the different tiers’ features.
• Tier 1: This is the basic level of access to the app’s capabilities. With Tier 1, you can open an Alat account, open a Wema account, pay bills, and transfer funds online.
• Tier 2: This level offers more advanced features, including Debit Card requests, loan requests, and a higher transaction limit.
• Tier 3: This is the highest level of access to the app’s capabilities. With Tier 3, you can enable international transactions, request a virtual card, request for checkbooks, and access investment services.
Now that you know the features of each tier let’s discuss the steps involved in upgrading to Tier 3.
Verify Your Account Information
To upgrade to Tier 3, you must first verify your account information by providing the necessary documents.
Here are the documents you’ll need to provide:
• A valid means of identification, such as a National ID, International Passport, or Driver’s License.
• Proof of address, such as a utility bill issued within the last three months.
Once you have these documents, log in to your account and click on the ‘Upgrade to Tier 3’ button.
Follow the prompts to upload the necessary documents and submit them for review.
The Wema team will verify your account within 24 hours and let you know if your account has been approved.
Add Funds to Your Account
You need to have a balance of at least N200,000 in your account to qualify for Tier 3.
You can add funds to your account by transferring from another account using the app’s ‘Transfer’ feature, depositing cash at any Wema bank branch, or using the app’s ‘Add Money’ feature.
Request for a Physical Debit Card
To unlock the full features of Tier 3, you’ll need to request a physical debit card. This card will enable you to make payments online, withdraw cash from ATMs, and make purchases in stores that accept debit cards.
To request a debit card, follow these steps:
• Log in to your Alat app and click on the ‘Cards’ icon.
• Click on the ‘Debit Card’ option and select ‘Order Now.’
• Follow the prompts to verify your account information and submit your request.
• Your new debit card will be mailed to the address you provided within 7-10 business days.
Request for a Virtual Debit Card
A Virtual Debit Card is a unique card number that you can use to make transactions online.
It’s ideal for online shopping, as it’s safe and secure.
To request a virtual debit card, follow these steps:
• Log in to your Alat app and click on the ‘Cards’ icon.
• Click on the ‘Virtual Debit Card’ option and select ‘Order Now.’
• Follow the prompts to verify your account information and submit your request.
• Your virtual debit card details will be provided to you within 24 hours.
Enable International Transactions
Tier 3 allows you to make international transactions.
To enable this feature, follow these steps:
• Log in to your Alat app and click on the ‘Accounts’ icon.
• Click on the account you want to enable for international transactions.
• Click on the ‘International Transaction’ option and select ‘Activate.’
• Follow the prompts to verify your account information and submit your request.
Note that international transactions may come with additional charges, so be sure to read the applicable fees and charges for each transaction.
