How To Use Palmpay Point
Palmpay is a digital payment platform that allows users to send and receive money, pay bills, recharge mobile phones and buy airtime, among others.
One of the features that make Palmpay stand out from other payment apps is the Palmpay point, which is a loyalty reward system that enables users to earn points and redeem them for discounts, cashback, and other benefits.
If you are new to Palmpay and wondering how to use the Palmpay point, this article will guide you through the process of earning, checking, and redeeming your points.
How to earn Palmpay points
To earn Palmpay points, you need to perform transactions on the Palmpay app, such as sending money, paying bills, buying airtime or data, and using the Palmpay debit card.
The more transactions you make, the more points you earn. However, the amount of points you earn is not fixed but varies depending on the type and size of the transaction.
For instance, when you send money or pay bills, you earn 1 point for every N100 you transact.
Similarly, when you buy airtime or data, you earn 1 point for every N50 you buy. Furthermore, when you use your Palmpay debit card to make payments online, you earn up to 10 points for every N100 you spend, depending on the merchant.
How to check your Palmpay points
To check your Palmpay points, simply open the Palmpay app, tap on the menu, and select the “Palmpay Points” option.
This will take you to the Palmpay point dashboard, where you can see the total number of points you have earned, how many points you have redeemed, and how many points are pending.
You can also see the transaction history that contributed to your points.
How to redeem your Palmpay points
Once you have accumulated enough points, you can redeem them for discounts, cashback, and other benefits.
To redeem your points, follow these steps:
1: Open the Palmpay app and tap on the menu.
2: Select the “Palmpay Points” option.
3: Choose the reward you want to redeem. Palmpay offers a variety of rewards, ranging from cashback to vouchers, and even free products.
4: Once you have chosen your reward, confirm the redemption and wait for the reward to be credited to your account.
Tips for maximizing your Palmpay points
If you want to maximize your Palmpay points and get the most out of the loyalty reward system, here are some tips that can help:
• Use Palmpay for all your transactions:
The more transactions you make, the more points you earn. So, make sure to use Palmpay for all your financial needs, such as sending money, paying bills, buying airtime, and so on.
• Use Palmpay debit card:
When you use the Palmpay debit card to make payments, you earn more points than other transactions. So, use your card as much as possible, especially when you shop online or at select merchants.
• Redeem your points regularly:
Don’t wait until you have a massive amount of points before redeeming them. Instead, redeem your points regularly for cashback, discounts, and other benefits. This way, you can enjoy the rewards while they last and avoid loss due to expired points.
